Privacy Policy

Last updated: July 4, 2026

1. Data We Collect

When you use Spendly, we collect only the information necessary to provide the Service:

  • Account information — your name and email address, provided when you register.
  • Expense data — amounts, categories, dates, and descriptions you enter manually.
  • Usage data — basic server logs (IP address, browser type, pages visited) retained for security and debugging purposes.

We do not collect payment information, location data, or any data from your device beyond what you explicitly enter.

2. How We Use Your Data

Your data is used solely to operate and improve Spendly:

  • To display your expenses and spending summaries within the app.
  • To authenticate you and keep your account secure.
  • To diagnose technical issues and improve application performance.

We will never use your financial data for advertising, profiling, or any purpose beyond delivering the Service to you.

3. Data Storage

Your data is stored on secured servers. We take reasonable technical measures — including encryption in transit (HTTPS) and access controls — to protect it from unauthorised access, loss, or disclosure.

We retain your data for as long as your account is active. If you delete your account, your data will be removed from our systems within 30 days, except where retention is required by law.

4. Third-Party Services

Spendly may rely on third-party infrastructure providers (e.g. cloud hosting) to store and serve the application. These providers process data on our behalf and are contractually bound to keep it confidential.

We do not integrate with third-party analytics platforms, advertising networks, or social media trackers. We do not sell, rent, or share your personal data with any third party for their own purposes.

5. Your Rights

You have the right to access, correct, or delete the personal data we hold about you at any time. To exercise these rights, contact us using the details below. We will respond within 30 days.

6. Contact Us

If you have any questions or concerns about this Privacy Policy or how your data is handled, please reach out via the contact information provided on our website. We take privacy seriously and will do our best to address your query promptly.