Terms and Conditions

Last updated: July 4, 2026

1. Acceptance of Terms

By accessing or using Spendly ("the Service"), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use the Service.

2. Use of Service

Spendly is a personal expense tracking tool intended for individual, non-commercial use. You agree to:

  • Provide accurate information when creating an account.
  • Keep your login credentials secure and not share them with others.
  • Use the Service only for lawful purposes and in accordance with these terms.
  • Not attempt to disrupt, harm, or gain unauthorised access to the Service or its infrastructure.

3. User Data

You retain ownership of all expense data you enter into Spendly. By using the Service, you grant us a limited licence to store and process your data solely to provide the Service to you.

We do not sell, rent, or share your personal financial data with third parties. Data may be stored on third-party infrastructure (e.g. cloud hosting providers) subject to their own security practices.

You are responsible for maintaining backups of any data you consider important. We cannot guarantee against data loss resulting from technical failures.

4. Limitation of Liability

Spendly is provided "as is" without warranties of any kind, express or implied. We do not warrant that the Service will be error-free, uninterrupted, or free of security vulnerabilities.

To the maximum extent permitted by law, Spendly and its developers shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of — or inability to use — the Service, including any loss of data or financial decisions made based on information displayed in the app.

5. Changes to Terms

We reserve the right to update these Terms and Conditions at any time. When we do, we will revise the "Last updated" date at the top of this page. Continued use of the Service after changes are posted constitutes your acceptance of the revised terms.

We encourage you to review this page periodically to stay informed of any updates.

6. Contact

If you have any questions about these terms, please reach out via the contact information provided on our website.